A Chapter 13 Bankruptcy is for families that have assets, value to their home or earn above the average family income for the county in which they live.  A Chapter 13 Bankruptcy allows you to keep all your assets while under the protection of the Bankruptcy Court.  Under a Chapter 13 Plan, Debtors repay their […]

Bankruptcy has a negative stigma attached to it, but it is actually a lot more common than people think.  In 2016 almost 1 million Americans filed for Bankruptcy protection. Almost all Bankruptcy filers suffered a catastrophic personal event such as loss of employment, divorce or serious medical issues.   Many filers were homeowners who were defrauded […]

As unfortunate as it is, when a person is diagnosed with a medical condition, not only will they have to face the physical ramifications of that diagnosis, but they will also have to face the financial ramifications as well. The United States is notorious for its high cost of health insurance and medical bills. If […]

When you are in serious debt, doing almost anything to make the overwhelming debt go away seems worth a shot. Unfortunately, people who are in a volatile situation like this are often the targets of scammers who claim they will make all of your debt disappear if you pay them a one time fee, give […]

The Fair Debt Collection Practices Act exists to hold debt collectors accountable for any abusive or harassing behavior that they may take part in as they attempt to collect payments. It is important that as a debtor, you do not just sit down and accept the harassing calls to your personal phone or at your […]