Understandably so, becoming the debtor of a bankruptcy case may not be your proudest moment. With this, it may be something you wish to remain a private matter. However, you must understand that once your bankruptcy case is finalized and closed, it may be made public. And with just about anyone being able to access this information, you may wonder how it may affect how you carry out your life. For example, how easily you may apply for and get accepted for job opportunities. With that being said, please continue reading to learn the difficulties in getting a job after bankruptcy and how an experienced Rockland County bankruptcy attorney at The Law Offices of Allen A. Kolber, Esq., P.C. can help you overcome them.
How can bankruptcy affect my current job?
While your current employer may find out about your bankruptcy filing, they should not and cannot terminate you because of it. That is, federal employment law holds that an employer cannot fire an employee solely on the grounds of bankruptcy. They also cannot inflict any other punishments onto the terms and conditions of their employment, such as demoting them to a lesser job title; excluding them from certain projects or meetings; reducing their take-home earnings; etc.
Specifically, if you file for Chapter 13 bankruptcy, your current employer may become involved if the New York State bankruptcy judge orders them to deduct payments from your wages. The reason behind this order is to ensure you honor your court-approved repayment plan. So, your employer may help facilitate these repayments by taking funds from your wages and giving them to your bankruptcy trustee directly.
How difficult might it be to get a job after bankruptcy?
In your lowest financial state, you may have lost your job, which may have prompted you to file for bankruptcy in the first place. Well, now that it is all behind you, you may want a fresh start with a new job. You should not hesitate to apply for any federal, state, or local government agency jobs, as these employers should not and cannot use your bankruptcy history as a determining factor in hiring you.
However, the same may not apply to certain private employers. They may have understandable reasons why they may pass on your application. For example, they may not feel comfortable with your previous bankruptcy filing if the opening is for a job that primarily handles money or money matters. Unfortunately, this may make it difficult for you to find a job if your background is predominantly in the financial realm or another similar field.
In conclusion, a skilled Rockland County bankruptcy attorney can help kickstart your legal action today. Our team at The Law Offices of Allen A. Kolber, Esq., P.C. will happily take on your case.
