Many Mortgage Servicers Are Not Following The FHA Loan Modification Guidelines

State officials have complained to the Federal Housing Administration that mortgage servicers are not offering FHA loan modification programs to homeowners who are behind in their mortgage payments due to the COVID pandemic. The FHA introduced these loan modification programs and required mortgage servicers to offer these programs starting October 21, 2021. State officials have […]

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Choosing Your Business Structure

When starting a business, the first question you ask is “What type of business structure do I want to create, a corporation, an LLC, or a partnership?” From a legal point of view, I am only concerned with a company’s liability protection. Most times I refer this question to the business owner’s accountant. The business […]

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Expanding Your Business

As both a bankruptcy attorney and business lawyer, I see both the successes and failures of small businesses. Many new entrepreneurs cannot resist the urge to “make it big.” I had a client who started a limousine company. He had been a driver for many years and really did know the ins and outs of […]

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