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The Law Offices of

ALLEN A. KOLBER, ESQ., P.C.

Helping Families For Over 30 Years

Free Consultations845-547-0682

Is Bankruptcy Worse Than Foreclosure?
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Foreclosure Defense

hands over house

Is Bankruptcy Worse Than Foreclosure?

Posted on 10/17/202401/26/2026 by Accel Admin

After being threatened with foreclosure, you may be unsure if bankruptcy will make your financial situation better or worse. Follow along.

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Posted in Blog, Foreclosure Defense
house for sale

Can Bankruptcy Stop Foreclosure?

Posted on 07/18/202409/09/2026 by Accel Admin

After several missed mortgage payments, a lender may mail a 90-day pre-foreclosure notice. Find out if bankruptcy can stop foreclosure here.

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Posted in Blog, Foreclosure Defense
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Can I Get a Loan Modification While in Bankruptcy?

Posted on 02/01/202401/23/2026 by Accel Admin

To prevent the foreclosure of your family home, you may consider filing for a loan modification, filing for bankruptcy, or both. Read on.

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Posted in Blog, Foreclosure Defense
large family home

What if My Home Gets Foreclosed or Repossessed?

Posted on 12/01/202201/23/2026 by Accel Admin

Find out what you should do if your home is being foreclosed or repossessed and how a Rockland County foreclosure defense attorney can help.

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Posted in Blog, Foreclosure Defense
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How Many Mortgage Payments Can I Miss Before I Lose My Home?

Posted on 01/28/202109/09/2026 by Accel Admin

Key Takeaways Federal rules bar a servicer from starting foreclosure until you are more than 120 days behind. New York adds a 90-day notice, so most homeowners are four to seven months behind before a summons arrives. A contested New York foreclosure takes years, not months, because it runs through a court. You can reinstate […]

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Posted in Blog, Foreclosure Defense
large suburban house

What Should I Include in My Financial Hardship Letter?

Posted on 12/10/202001/26/2026 by Accel Admin

As you know, when people face the threat of bankruptcy or foreclosure on their homes, they will often seek the assistance of an experienced attorney who can help them explore their options. Fortunately for those who are struggling financially, in many cases, there are several options on the table. One of those options is loss […]

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Posted in Blog, Foreclosure Defense
large family home

What happens if I am sued by a mortgage lender?

Posted on 06/28/201809/09/2026 by Accel Admin

Key Takeaways You have 20 days to respond if served personally in New York, 30 days otherwise. Missing that deadline lets the bank win by default, with no trial and no hearing. Ignoring the papers does not buy time; it forfeits your settlement conference and your defences. The strongest defence is that the bank suing […]

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Posted in Blog, Foreclosure Defense

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Suffern, New York 10901
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