As a homeowner or someone who is otherwise in an extensive amount of debt, you’re most likely very worried about your ability to continue paying off that debt. The prospect of getting so deep in debt that you’re unable to keep your home, vehicles, and other possessions is a shocking and overwhelming one. Unfortunately, many people throughout New York State find themselves in this situation and begin considering filing for bankruptcy. That said, if you’re already facing financial troubles, it’s understandable that you may find yourself wondering if you truly need to hire a bankruptcy attorney to take you through the process, as, after all, a bankruptcy attorney is yet another expense that you may feel you can’t afford. Read on and speak with our Rockland County bankruptcy attorney to learn more about why it’s always best to proceed with an attorney.
Do I have to hire an attorney to guide me through the bankruptcy process in NYS?
There are several reasons why proceeding without a bankruptcy attorney is just about the worst decision you can make. Just some of those reasons are as follows:
- Your home and other assets are at stake. Rather obviously, if you’re considering filing for bankruptcy, you’re at risk of losing what you have. However, a proper bankruptcy filing can set you free, and allow you to keep your home and much of what you own. A strong attorney can make all the difference between getting to keep your home and not.
- You need to choose the right type of bankruptcy. Here in New York State, there are various types of bankruptcy, and you need to know which one is right for you. You can choose from Chapter 7, Chapter 11, Chapter 12, Chapter 13, and Chapter 15 bankruptcy. There are a lot of options on the table, but only one will best suit your financial situation. Our firm can help ensure you make the right choice.
- Only a bankruptcy attorney knows the ins and outs of the Bankruptcy Court, as well as how to deal with lenders. Lenders care more about getting their money than they do your well-being. The only person who will be your true advocate is your attorney. We have extensive experience dealing with these entities and know how to get results.
The bottom line is it’s always best to proceed with an attorney who knows the law and has your best interests at heart. Fortunately, you’re in the right place. Give us a call today.
Contact our experienced New York firm
Bankruptcy, for many people, is a frightening endeavor. Fortunately, with the help of an experienced attorney, it does not have to be. If you require the services of an experienced Business Law or Bankruptcy attorney, contact the Law Offices of Allen A. Kolber, Esq. today to schedule a consultation and discuss your options. We will have your back every step of the way.