How Do I Start the Bankruptcy Process in New York State?

It is an unfortunate truth that an innumerable amount of Americans, at some point in their lives, incur debt that they struggle to pay off. If you find yourself in this financial distress, you have the option of filing for bankruptcy at your disposal. And although this may seem like an alarming choice, bankruptcy is actually an encouraging tool to use. Follow along to understand how to start the bankruptcy process and how a proficient Rockland County bankruptcy attorney at the Law Offices of Allen A. Kolber, Esq., P.C. can be with you every step of the way.

What forms do I need to start the bankruptcy process in New York State?

To kickstart the bankruptcy process in New York State, you must first file all necessary forms on the United States Courts’ website. Some examples of forms that you may need are listed below:

  • Your Social Security letters.
  • Your Social Security card.
  • Copies of your bills.
  • Your property appraisal.
  • Your property tax statement.
  • Your vehicle purchase agreement.
  • Proof of car insurance.
  • A list of your debts and/or liabilities.
  • Your credit reports.
  • Employer statements.
  • A valid form of photo ID.
  • Your W2 forms.
  • Your pay stubs.
  • Your income tax returns.
  • Any collection letters.
  • Your checkbook register.
  • Any debt settlement documentation.

Of note, it is not unusual for the bankruptcy court to ask that you fill out additional forms if special requirements are applicable to your situation and thus need to be met. Rest assured, an attorney can help ensure that you have filed and filled out all the appropriate forms correctly, and even help you in gathering them.

How do I start to file for bankruptcy in New York State?

Once all the necessary forms are gathered and filled out, and so long as you understand and approve them, an attorney will file them on your behalf.

Above all else, we will fully assess your situation and determine the bankruptcy chapter that is best for you, if any. We may even find that any means, such as a loan modification, is more suitable for you. Nevertheless, no matter which process you select, we will be by your side. Do not hesitate in picking up the phone and speaking with a talented Rockland County bankruptcy attorney today.

Contact our experienced New York firm

If you require the services of an experienced Bankruptcy attorney, contact the Law Offices of Allen A. Kolber, Esq. today to schedule a consultation and discuss your options.