Sure, it is possible to go through the bankruptcy process alone. However, it is almost always discouraged to do so. This is especially pertinent if this is your first bankruptcy filing, let alone your first legal matter. Ultimately, educated advice from a bankruptcy attorney may just be the key to making these proceedings manageable. Continue reading to learn what role an experienced Rockland County bankruptcy attorney from The Law Offices of Allen A. Kolber, Esq. will take on for you.
What role will a bankruptcy attorney take on?
You may get protective when it comes to your money, especially in the fragile financial state that you are currently in. But this does not mean that you cannot trust a bankruptcy attorney throughout your proceedings. For one, they will pride themselves on attorney-client confidentiality, along with working on your behalf in making this typically overwhelming process as seamless as possible. Without further ado, an attorney may take on the following initiatives:
- They may advise you on whether it is necessary to file for bankruptcy in the first place.
- If they believe that bankruptcy is in your best interest, they may advise you on whether to file for Chapter 7 bankruptcy and Chapter 13 bankruptcy.
- After selecting Chapter 7 bankruptcy or Chapter 13 bankruptcy, they may advise you on what documents to gather and prepare for the process ahead.
- They may work to ensure that eligible debts are reduced or altogether eliminated (i.e., dischargeable debts).
- They may work to ensure that eligible assets are protected during the bankruptcy process (i.e., your family home or car).
- They may work to ensure that debt collectors stop their collection activities during the bankruptcy process (i.e., incessant phone calls).
Lastly, you may feel intimidated by how little you know or understand about the financial journey you are about to embark on. Rest assured, a bankruptcy attorney will answer any and all questions you may possibly have. With this, you should never feel like a question is too simple or frivolous to ask.
What else should I expect when hiring an attorney?
The first step toward collaborating with an attorney is scheduling your initial consultation with them. And just some of the takeaways that you may expect from this meeting include the following:
- A written agreement on what work they will do for you.
- A verbal agreement on how and how often they will update you on your bankruptcy case.
- A written list of documents that they need you to share for your bankruptcy case.
Regardless of what your specific circumstances may be, you must not second-guess your instinct to retain the services of a skilled Rockland County Bankruptcy Attorney from The Law Offices of Allen A. Kolber, Esq. Schedule your free initial consultation with our firm today.
