What You Need to Know About Mortgage Foreclosures in New York State

large family home

There are few things worse than receiving a notification that your home is about to be foreclosed. Though receiving such notice is frightening, do not fear, as our experineced New York State foreclosure defense attorney is here. You do have options. Please continue reading and speak with our firm to learn more about what we can do for you. Here are some of the questions you may have:

What should I do if I am sued by my lender with a foreclosure lawsuit?

If you are sued by your lender with a foreclosure lawsuit, our firm can take various actions on your behalf. For example, we will first serve an Answer and Notice of Appearance, wherein we will craft your defense with 30 days of the lawsuit. From here, we will find the best way to prove your innocence. For example, we may state that the bank suing you is not even the owner of your mortgage, that the bank is guilty of “robo signing,” that there has been a fraudulent assignment of your mortgage, or that the bank in question violated federal mortgage laws. In some cases, our firm can file Motions for Summary Judgment, as well as cross-motions to dismiss the foreclosure on your home. The bottom line is that our firm has been doing this for years, and we have what it takes to do the same for you, too.

How can I protect myself against foreclosure on my home?

There are three primary ways to protect yourself against foreclosure on your home. First, in certain cases, you may qualify for the loan modification program. In other cases, many individuals will enter the loss mitigation program to save their homes from foreclosure, or file for bankruptcy. Of course, we understand why you may be unwilling to file for bankruptcy, though the truth is, this is oftentimes individual’s best option going forward. In fact, bankruptcy can be a wonderful tool for you to get a fresh start. If you are someone who has been threatened with foreclosure on your home, the most important thing you must understand is that the time for action is now. You mustn’t wait. Give our knowledgeable Rockland County foreclosure defense attorney a call today. Our firm is here to help you move on with your life.

Contact our experienced New York firm

Bankruptcy, for many people, is a frightening endeavor. Fortunately, with the help of an experienced attorney, it does not have to be. If you require the services of an experienced Business Law or Bankruptcy attorney, contact the Law Offices of Allen A. Kolber, Esq. today to schedule a consultation and discuss your options. We will have your back every step of the way.